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Practical Money Matters - Reverse Mortgages Aren’t For Everyone

You can scarcely turn on the TV without seeing ads for reverse mortgages. They're touted as a great tool for cash-strapped seniors to tap their home equity to pay off bills while remaining in their homes with no monthly mortgage payments. Although that may be true for some people, these complicated and costly loans aren't right for everyone, so it pays to do your homework.

September 07, 2011 | Jason Alderman Financial Advisor | Other Views

Financial Focus - Don’t Let Downgrade Deter Investing

Just when you thought you could take a break from financial drama, following the resolution of the debt ceiling issue, here comes Act 2: the downgrade of the U.S. long-term credit rating. As a citizen, you may be feeling frustrated. And as an investor, you might be getting worried. But is this concern really justified?

August 31, 2011 | Courtesy Of Michele Weber Financial Advisor | Other Views

Money Management - Time For A Financial Tune Up

DeleteEveryone knows that it's important to get your oil changed regularly and to keep your tires properly inflated, but have you thought about performing the same kinds of maintenance on your finances?

August 24, 2011 | Bill Spaniel California Society of CPAs | Other Views

Tight Lines - Warranties On Outdoor Gear

Sometimes no matter how hard you try, things go wrong afield and one of your favorite pieces of gear malfunctions. I recall once as we were trekking across the old Immigrant Road that runs from Highway 4 in Hermit Valley to Deer Valley off of Highway 88. The road is a very rugged jeep trail that only the most determined 4 wheelers can negotiate, and is littered with pieces of broken gear that has fallen off the vehicles trying to traverse the road. Our goal on the trip in question was to fish for wilderness trout in a section of ...

July 27, 2011 | Don Moyer | Other Views

Practical Money Matters - Understanding Your Mutual Expenses

U.S. investors have close to $12 trillion socked away in mutual funds, according to the Investment Company Institute. About 44 percent of U.S. households - or roughly 90 million investors - have a mutual fund investment. Despite a surge of withdrawals during the height of past market uncertainties, mutual funds clearly still remain a popular investment option for many people.

July 27, 2011 | Bill Spaniel California Society Of CPAs | Other Views

Health Watch - The High Cost Of Health

In earlier columns, I've highlighted some of the positive impacts of healthcare reform legislation for patients and communities. Today, I want to caution about potential cost implications not associated with quality care or access to health care. With legislation as massive and encompassing as the Patient Protection and Affordable Care Act of 2010, new regulations, measurement standards and expectations roll in every month. Some are anticipated; some are not.

July 20, 2011 | John Friel Oak Valley Hospital District | Other Views

Practical Money Matters - Annuities 101

Nervous investors have faced many challenges over the last few years searching for safe havens. That's one reason many turn to annuities to ensure a steady stream of retirement income. But with so many types of annuities offered - and complex rules, fees and restrictions - it's not uncommon for investors to buy products not ideally suited to their needs.

July 13, 2011 | Jason Alderman Financial Advisor | Other Views

For Your Information - Sounding The Alarm: New Melones Could Go Dry

With recent rains filling the State reservoirs and the above average snowpack in the Sierra, Governor Jerry Brown declared California's three-year drought officially over on March 31 of this year. While the "state of emergency" may be over, the problem is not going away. Anyone who has lived in the Valley for the last decade knows that next year could see a return to below normal rainfalls and snow. Snow in the mountains is critical for the Valley because it is our summer water for homes, businesses, electricity and farming. The snow melts and trickles into streams, which empty ...

July 06, 2011 | Steve Knell and Jeff Shields Irrigation District General Managers | Other Views

Health Watch - Avoiding Healthcare Scams

We are all concerned about our health and we want to find the answer to staying young and healthy. Unfortunately, there is no quick fix or easy answer! Health care fraud and scams play on our desire for an easy fix to problems such as obesity, stress, and even serious diseases such as diabetes, high blood pressure, or heart disease.

June 22, 2011 | Susan Spoelma Oak Valley Hospital District | Other Views

For Your Information - Dairy Makes Every Day A Celebration

June is a month of celebrations – from Father's Day and graduations, to weddings and, of course, the first day of summer. It is appropriate, then, that we also take June to celebrate a food that is such an important part of our daily lives and an essential ingredient in these occasions – dairy.

June 08, 2011 | Jennifer Giambroni California Milk Advisory Board | Other Views

Practical Money Matters - Senior Year Sticker Shock

Parents, if your high school senior is about to graduate, you have my heart-felt congratulations - and my sympathy. As your checkbook can attest, this has been an expensive year and it's not over yet. You're probably still facing graduation gifts and many other expenses.

June 01, 2011 | Jason Alderman Financial Advisor | Other Views

Health Watch – Take Advantage Of Options

They are simple to complete. They are free. They are of tremendous benefit to family. So why do just 25 percent of all Californians have an Advance Health Care Directive?

May 25, 2011 | John Friel CEO, Oak Valley Hospital District | Other Views

Practical Money Matters – Financial Literacy Teachable Moments

I learned lots of valuable information in high school, but one subject that wasn't on the curriculum was personal financial management. We didn't learn how to balance a checkbook, why budgeting is important or how credit card interest works, among other life lessons.

May 11, 2011 | Jason Alderman Financial Advisor | Other Views

TIGHT LINES - Orange Tailed Rattlers

I catch rattlesnakes on a regular basis.

May 04, 2011 | Don Moyer | Other Views

Health Watch – Heart Attacks, Heart Disease In Women

The word, "Heart" is an Old English word meaning "the central, vital or main part, or the core." Women often regard their hearts as the seat of their emotions and the location of their innermost thoughts and feelings. The heart is often considered to be the center of love, sympathy, and grief or sorrow.

May 04, 2011 | Susan Spoelma Oak Valley Hospital District | Other Views

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Articles by Section - Other Views

To the mom who feels all her efforts are in vain

I have written this column with a very specific woman in mind. She is the woman who feels that even her best efforts haven’t ...

October 07, 2015 | Carmen Rasmusen Herbert Deseret News | Other Views

The 'death' of faith may be exaggerated; believers still outnumber those who don't

JuDea Klaas, Christine Matte and Brian Sanchez are at different stages of their lives and thousands of miles normally separate them, but they share something ...

October 07, 2015 | Lois M. Collins Deseret News | Other Views

It's time for candidates to make simplification of tax code an issue

In 2008, Timothy Geithner was nominated for U.S. secretary of the Treasury. He was voted in by the U.S. Senate, and served from ...

October 06, 2015 | John Hoffmire Deseret News | Other Views

Employee ownership — an idea many agree with, few know

The philosophy behind an Employee Stock Ownership Plan (ESOP) has three parts, according to ESOP advisors: broaden ownership of capital, create financial security and incentives ...

September 29, 2015 | John Hoffmire Deseret News | Other Views

Making toilets 'cool' needs to be major health priority in India

For hundreds of millions of people in rural India, living life without a toilet used to be quite common. However, thanks to the Indian government ...

September 22, 2015 | John Hoffmire Deseret News | Other Views

The amazing power of kindness

While trying to wedge my folding canvas chair into an already full line of spectators at my grandson’s soccer game recently, a young mother ...

September 18, 2015 | Greg Bell Deseret News | Other Views

To the man who yelled at me: I'm sorry

I came across a post on Facebook the other day that struck a chord with me:

September 18, 2015 | Carmen Rasmusen Herbert Deseret News | Other Views

Our personal experiences as acts of philosophy, politics and economics

As new school and work years begin, it is a perfect time to analyze what we do and, if necessary, make some changes. I am ...

September 16, 2015 | John Hoffmire Deseret News | Other Views

Do we like heroes or gossip better? And what does it say about us?

While trying to figure out what to feature on their Sept. 7 cover, People magazine editors had a dilemma that feels both surreal and strangely ...

September 14, 2015 | Lois M. Collins Deseret News | Other Views


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