U.S. investors have close to $12 trillion socked away in mutual funds, according to the Investment Company Institute. About 44 percent of U.S. households - or roughly 90 million investors - have a mutual fund investment. Despite a surge of withdrawals during the height of past market uncertainties, mutual funds clearly still remain a popular investment option for many people.
In earlier columns, I've highlighted some of the positive impacts of healthcare reform legislation for patients and communities. Today, I want to caution about potential cost implications not associated with quality care or access to health care. With legislation as massive and encompassing as the Patient Protection and Affordable Care Act of 2010, new regulations, measurement standards and expectations roll in every month. Some are anticipated; some are not.
Nervous investors have faced many challenges over the last few years searching for safe havens. That's one reason many turn to annuities to ensure a steady stream of retirement income. But with so many types of annuities offered - and complex rules, fees and restrictions - it's not uncommon for investors to buy products not ideally suited to their needs.
With recent rains filling the State reservoirs and the above average snowpack in the Sierra, Governor Jerry Brown declared California's three-year drought officially over on March 31 of this year. While the "state of emergency" may be over, the problem is not going away. Anyone who has lived in the Valley for the last decade knows that next year could see a return to below normal rainfalls and snow. Snow in the mountains is critical for the Valley because it is our summer water for homes, businesses, electricity and farming. The snow melts and trickles into streams, which empty ...
We are all concerned about our health and we want to find the answer to staying young and healthy. Unfortunately, there is no quick fix or easy answer! Health care fraud and scams play on our desire for an easy fix to problems such as obesity, stress, and even serious diseases such as diabetes, high blood pressure, or heart disease.
June is a month of celebrations – from Father's Day and graduations, to weddings and, of course, the first day of summer. It is appropriate, then, that we also take June to celebrate a food that is such an important part of our daily lives and an essential ingredient in these occasions – dairy.
Parents, if your high school senior is about to graduate, you have my heart-felt congratulations - and my sympathy. As your checkbook can attest, this has been an expensive year and it's not over yet. You're probably still facing graduation gifts and many other expenses.
They are simple to complete. They are free. They are of tremendous benefit to family. So why do just 25 percent of all Californians have an Advance Health Care Directive?
I learned lots of valuable information in high school, but one subject that wasn't on the curriculum was personal financial management. We didn't learn how to balance a checkbook, why budgeting is important or how credit card interest works, among other life lessons.
I catch rattlesnakes on a regular basis.
The word, "Heart" is an Old English word meaning "the central, vital or main part, or the core." Women often regard their hearts as the seat of their emotions and the location of their innermost thoughts and feelings. The heart is often considered to be the center of love, sympathy, and grief or sorrow.
Tax Freedom Day - the date on which Americans will have worked long enough to pay this year's tax obligations at the federal, state and local levels - fell on Saturday, April 16 for residents of California. This was the sixth latest Tax Freedom Day to arrive out of all 50 states. The average date for all Americans, as announced recently by the Tax Foundation, was Tuesday, April 12.
Oakdale is a very nice city with beautiful neighborhoods. We take pride in the city we live in and with the things we own. We landscape our yards, put a fresh coat of paint on the fence or house to make it look nice, keep the car washed and waxed, and sometimes get aftermarket accessories for our cars to personalize it or make it look a little better. Most of us know our neighbors and have a strong sense of community and security. Despite our commitment to these values and our heightened sense of security, understand that there is an ...
As the temperature starts to warm, many Americans think about lacing up their running shoes or pulling out their tennis rackets. But don't let spring fitness fever corrupt your good judgment – if you haven't exercised all winter, it's better to ease into physical activity.
Back in the day Oakdale used to be a small city where everyone knew each other's names and crime was only something that occurred in Modesto. Times have changed and neighbors never talk and crime is on the doorstep. It is time for the good old days of Oakdale to return and to adopt a good neighbor policy for your neighborhood. Being on bad terms with your neighbor can make your life frustrating, day after day. But taking the time to establish good terms with your neighbors has numerous benefits. The community will be friendlier, the neighborhood safer, and ...