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More On Medicare - Getting Medicare-Covered Health Services At Home

Medicare covers a variety of heath care services that you can receive in the comfort and privacy of your home. These include intermittent skilled nursing care, physical therapy, speech-language pathology services, and occupational therapy.

January 25, 2012 | David Sayen Regional Administrator | Other Views

Money Management - Avoid Mistakes In Choosing A Tax Preparer

Did you know that you are legally responsible for everything on your tax return, even if another person prepared it for you?

January 18, 2012 | Bill Spaniel California Society Of CPAs | Other Views

County News And Notes - Cooperation Will Move County Forward

Stanislaus County is a unique community. Ours is a county where city leaders come together on a regular basis to discuss ideas, strategies, and opportunities where regional collaboration can best be implemented. Through the leadership of Modesto Mayor Jim Ridenour, the mayors from all nine cities began to meet on a regular basis nearly eight years ago. Through our discussions we search for ways to collaborate on topics of interest and issues facing our respective cities. More importantly, we recognize that a regional approach to address our challenges can often be approached with a collective solution.

January 11, 2012 | Stanislaus County Mayors | Other Views

For Your Information - Don’t Cut Customer Service

(Editor's Note: The following was submitted for consideration on the Editorial page and is a statement made by a postal worker testifying at a recent hearing regarding possible closure of local distribution sites. Those proposed closures have now been delayed while further investigation is completed and legislative solutions are studied.)

December 21, 2011 | | Other Views

Practical Money Matters - Mandatory IRA Withdrawal Deadline Looms

Reaching your 70th birthday is cause for celebration. But thanks to our quirky tax code, a potentially more important milestone arrives six months later. IRS rules say that you must begin taking required minimum distributions (RMDs) from your IRAs and other tax-deferred retirement accounts beginning in the year you reach age 70½.

November 30, 2011 | Jason Alderman Financial Advisor | Other Views

Money Management - How’s Your Financial Health?

In the midst of a busy schedule, many people forget to step back and take stock of their financial situation on a regular basis. But the California Society of CPAs ( recommends doing a financial check up at least annually to be sure that you're making smart choices with your money and staying on track to meet your near- and long-term financial goals.

October 05, 2011 | Bill Spaniel California Society of CPAs | Other Views

Health Watch - An Easy Way To Be Proactive

It's time to get your flu shot! You hear that message from your physician. You see the signs at your pharmacy. In recent years that message was targeted to specific groups: children, people with chronic illnesses, anyone over age 65, and all individuals working in healthcare or with children.

September 28, 2011 | John Friel Oak Valley Hospital District | Other Views

Health Watch - Hospital Optimistic For 2012

Oak Valley Hospital officials received good news from auditors, TCA Partners LLP, at the completion of the audit for the hospital's fiscal year ending June 30, 2011.

September 14, 2011 | John Friel Oak Valley Hospital District | Other Views

Practical Money Matters - Reverse Mortgages Aren’t For Everyone

You can scarcely turn on the TV without seeing ads for reverse mortgages. They're touted as a great tool for cash-strapped seniors to tap their home equity to pay off bills while remaining in their homes with no monthly mortgage payments. Although that may be true for some people, these complicated and costly loans aren't right for everyone, so it pays to do your homework.

September 07, 2011 | Jason Alderman Financial Advisor | Other Views

Financial Focus - Don’t Let Downgrade Deter Investing

Just when you thought you could take a break from financial drama, following the resolution of the debt ceiling issue, here comes Act 2: the downgrade of the U.S. long-term credit rating. As a citizen, you may be feeling frustrated. And as an investor, you might be getting worried. But is this concern really justified?

August 31, 2011 | Courtesy Of Michele Weber Financial Advisor | Other Views

Money Management - Time For A Financial Tune Up

DeleteEveryone knows that it's important to get your oil changed regularly and to keep your tires properly inflated, but have you thought about performing the same kinds of maintenance on your finances?

August 24, 2011 | Bill Spaniel California Society of CPAs | Other Views

Tight Lines - Warranties On Outdoor Gear

Sometimes no matter how hard you try, things go wrong afield and one of your favorite pieces of gear malfunctions. I recall once as we were trekking across the old Immigrant Road that runs from Highway 4 in Hermit Valley to Deer Valley off of Highway 88. The road is a very rugged jeep trail that only the most determined 4 wheelers can negotiate, and is littered with pieces of broken gear that has fallen off the vehicles trying to traverse the road. Our goal on the trip in question was to fish for wilderness trout in a section of ...

July 27, 2011 | Don Moyer | Other Views

Practical Money Matters - Understanding Your Mutual Expenses

U.S. investors have close to $12 trillion socked away in mutual funds, according to the Investment Company Institute. About 44 percent of U.S. households - or roughly 90 million investors - have a mutual fund investment. Despite a surge of withdrawals during the height of past market uncertainties, mutual funds clearly still remain a popular investment option for many people.

July 27, 2011 | Bill Spaniel California Society Of CPAs | Other Views

Health Watch - The High Cost Of Health

In earlier columns, I've highlighted some of the positive impacts of healthcare reform legislation for patients and communities. Today, I want to caution about potential cost implications not associated with quality care or access to health care. With legislation as massive and encompassing as the Patient Protection and Affordable Care Act of 2010, new regulations, measurement standards and expectations roll in every month. Some are anticipated; some are not.

July 20, 2011 | John Friel Oak Valley Hospital District | Other Views

Practical Money Matters - Annuities 101

Nervous investors have faced many challenges over the last few years searching for safe havens. That's one reason many turn to annuities to ensure a steady stream of retirement income. But with so many types of annuities offered - and complex rules, fees and restrictions - it's not uncommon for investors to buy products not ideally suited to their needs.

July 13, 2011 | Jason Alderman Financial Advisor | Other Views

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